400 HOUR RULE aNNOUNCEMENT
Please review this information carefully, as the rules differ depending on which Pension Fund you participate in, particularly if you participate in both Pension Funds.
LDC&C Pension Fund of Ohio
The LDC&C Pension Fund of Ohio adopted a temporary change to the suspension of benefits rules for retirees returning to work.
Effective May 1, 2026, eligible retirees may work up to 400 hours in covered employment without losing their pension benefits. This temporary rule is intended to provide additional flexibility while still protecting the long-term integrity of the Plan.
- Between May 1, 2026 and December 31, 2026, Retirees can work up to 400 hours and continue receiving pension benefits
- Working more than 400 hours will result in suspension of pension benefits
- Retirees cannot work during the month immediately following their retirement date
- This change does not apply to individuals who were already working in disqualifying employment before May 1, 2026
- There are no changes for disability pensions — any employment remains disqualifying
- Any hours worked under this temporary rule will not increase monthly pension benefits or earn additional pension credit
- The temporary rule applies only to current retirees and individuals retiring during 2026
- The original suspension of benefits rules will return on January 1, 2027
Please note that this temporary amendment applies only to participants of the LDC&C Pension Fund of Ohio and does not affect any other pension plans.
Laborers Local No. 265 Pension Plan
Effective February 17, 2026, the Plan was temporarily changed regarding the suspension or loss of pension benefits.
If you retired on or before December 19, 2025, you may return to work in Covered Employment and continue receiving your pension benefits, as long as you work no more than 400 hours between February 17, 2026, and December 31, 2026. This applies to work under the collective bargaining agreement within the LIUNA Local 265 jurisdiction.
If you work more than 400 hours, your pension benefits will be suspended starting in the month you go over the limit, according to the Plan’s rules.
Participants who return to work under this temporary change will not earn additional pension credit or receive an increase in their monthly pension benefit.
This temporary change does not apply to:
- Participants whose benefits were already suspended due to disqualifying employment as of February 17, 2026
- Individuals who are not currently retired and receiving pension benefits from the Plan
Please note this temporary change applies only to the Laborers Local 265 Pension Plan. It does not apply to the Laborers’ District Council & Contractors’ Pension Fund of Ohio or any other pension plan. If you receive benefits from another pension plan, those benefits could still be suspended if you return to work.